The UK Supreme Court has handed down a ruling significantly impacting millions of car finance agreements. While the case involved potential compensation payouts to motorists who may have been overcharged, the court partially upheld an appeal from lenders. This decision narrows the scope of who is eligible for compensation, effectively denying payouts to a substantial number of claimants who believed they were entitled to refunds due to undisclosed commissions. The ruling is a major victory for the lending industry, averting a potentially massive financial burden.