A woman seeks clarification on inheritance distribution after placing $500,000 into a joint account with her current husband. Her will stipulates that her son from a previous marriage should receive half of the funds in the event of her death before her husband. Legal experts advise that while the will expresses her wishes, the joint account structure could override this provision. The husband, as a joint account holder, may automatically inherit the entire balance upon her death. To ensure her son receives the intended inheritance, she should consult with an estate planning attorney to explore options such as establishing a trust or modifying the account ownership structure.