A patient has lost £15,000 paid for IVF treatment after the concierge clinic they used declared bankruptcy. These clinics, which act as intermediaries between patients and fertility doctors, currently operate without regulation from the UK's fertility watchdog, the Human Fertilisation and Embryology Authority (HFEA). This lack of oversight leaves patients vulnerable to financial loss in cases of insolvency. The affected patient is urging greater scrutiny of these concierge services to protect ot