A couple facing significant health challenges, including early Alzheimer's in one partner and stage 4 kidney disease in the other, has inherited $50,000. They also have $20,000 in a 401(k) and $29,000 in a Roth IRA. The inheritance presents an opportunity to improve their quality of life and manage medical expenses. Financial planning experts recommend prioritizing immediate healthcare needs and exploring options for long-term care, while also considering the potential impact on government benefits eligibility. The couple should consult with both a financial advisor and an elder law attorney to develop a comprehensive plan.